Certified Information Systems Security Professional (CISSP) Practice Exam 2026 – All-in-One Guide to Mastering Your Certification!

The correct answer refers to the Payment Card Industry Data Security Standard, commonly abbreviated as PCI-DSS. This standard was created to ensure that all companies that accept, process, store, or transmit credit card information maintain a secure environment. It encompasses a set of security requirements designed to prevent cardholder data theft and to protect the sensitive information associated with payment cards.

The focus of PCI-DSS is to promote secure practices among merchants and service providers, thereby safeguarding against data breaches and fraud in electronic payment systems. It is vital for organizations involved in the payment industry to comply with these standards to avoid penalties, protect customer data, and foster trust in their services.

The other options do not accurately reflect the established and recognized terminology of PCI-DSS, as they either incorrectly redefine components of the standard or introduce terminology that is not used in the context of data security for payment card transactions.